BookRix

Jackson, MI

Meredith, I do have a pension (so I know how they work) and I have 401K (roll
over) and a 403b. My state pension would not support me in retirement.
Pensions only pay off if you work your entire career at a place (or at least
20 years.). My retirement will be supported by by 401K/403B. I am invested in
Index funds (mostly from Vanguard) and am solidly diverse in types of funds.
With my pension, 401K/403b (and a Roth), and Social Security, I should be fine
(more so than most Americans). I spent the time and effort (and got help)
learning about personal finance so that I could make good decisions. I don't
think I've been scammed; I think I took advantage of a good opportunity.
Anybody could do what I did; most people don't.

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